17 December 2017

MANAGING FINANCES DURING THE HOLIDAYS

**SCROLL TO THE END FOR A $500 GIVEAWAY FROM #GREENDOTCARDS

I was asked by Carusele to participate in the #GreenDotCards at Walgreens campaign, sponsored by Green Dot Corporation. Although was paid for this, all opinions are my own. 

Hey friends! The end of the year can be one of the hardest things to tackle when it comes to finances. OMG, whose idea was it to put two holidays back-to-back? Thanksgiving just ended and Christmas is right around the corner. Well, actually three for us if you count my mom's birthday (which she feels should be a national holiday…LOL). It’s an EXPENSIVE time of year for this family!

low country socialite, managing finances during the holidays, saving money during the holidays, money tips, green dot money cards


Anyway, managing finances around this time of year can be especially hard so here are some of my favorite tips to make it just a little easier. One thing I like to do is purchase presents EARLY- like springtime early. Look for great deals throughout the year and shop with Christmas in mind, even if the calendar is nowhere near December 25th! Another thing I like to do is plan ahead in the months right before the holiday season. I start by clipping coupons so we can get our turkey and all the fixings at a great price. I also plan ahead by choosing the outfits that I'm going to wear on Thanksgiving Day, Christmas Day and New Year's Eve weeks in advance. As a fashionista, I love to be put together and not waiting until the last minute assures me that I won't have to run out and buy something. All unnecessary spending has to be curbed at this time of year! This also allows me to catch up with great sales when I shop early for a particular day in mind.

low country socialite, managing finances during the holidays, saving money during the holidays, money tips, green dot money cards


Lastly, and probably one of the most helpful tips that I can offer, is to separate your finances and allocate a specific budget for all of your separate holiday plans. An easy way to do this is to use Green Dot Prepaid Cards! I headed over to Walgreens and snagged Green Dot’s new Load & Go™ Prepaid Visa® Card for $3.95 and loaded the amount that I wanted to spend on that card. There’s no monthly fees – just pay a transaction fee only when you use it. It's a non-reloadable Visa debit card that’s accepted everywhere Visa debit is accepted in the U.S.! I recently used one to pay for our first event of the holiday season.  

low country socialite, managing finances during the holidays, saving money during the holidays, money tips, green dot money cards


Our family is small so we don't do a lot of cooking for the holidays, however we still wanted to do some entertaining so we hosted a simple low country boil at our home in true southern style. We had Low Country Boil, mixed drinks, boiled peanuts, wine, peach cobbler and ice cream. I mean, seriously, can we GET anymore SOUTHERN?! LOL I knew how much I wanted to spend on everything and I certainly did not want to go over my budget (there's a lot more holiday left in the year…HA!) so I brought a Green Dot Load & Go Prepaid Visa Card to the local seafood market and a couple of other stores. Having that money on the card already was a casual reminder to not go over my spending budget. Most importantly, it was also a way for me to set that money aside away from my bank account like a set-it-and-forget-it kind of thing. I'm notorious for going over budget, especially when I want things to be PERFECT. Anyway, we had a great time entertaining! I hope that you enjoy the pics!  


What's your favorite way to save a little money during the holidays?  

**How about to win a little money?!**
Start the new year off with a little extra cash from #GreenDotCards!  Green Dot is giving away two (2) $500 prepaid cards.  Go here to enter:  #GreenDotCards Sweepstakes

low country socialite, managing finances during the holidays, saving money during the holidays, money tips, green dot money cards, green dot sweepstakes



I was asked by Carusele to participate in the #GreenDotCards at Walgreens campaign, sponsored by Green Dot Corporation. Although I have been compensated, all opinions are my own.









Until Next Time...


low country socialite, managing finances during the holidays, saving money during the holidays, money tips, green dot money cards, green dot sweepstakes


















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8 comments

  1. This may seem really basic but I have literally never thought to totally separate Holiday money from everything else. Such a small yet genius mindset.

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    1. It was truly a life saver. I kept me in check, girl! lol Thanks for stopping by!

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  2. This is a great post! We have a small family so we don't spend much on holiday cooking. To save money, I have a separate holiday budget.

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    1. Our family is small too but we're greedy. We spend tons on food. LOL We had to do something to keep us in check. lol Thanks for stopping by!

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  3. I think buying presents throughout the year is a great idea. Waiting until the shopping season is a recipe for disaster. Plus, I always want to shop for myself at the end of the year. Trouble!

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    1. Totally! If I don't do that, I'm doomed. Just like you, when Christmas rolls around, I want all of the good sales and clearances to go to ME!! LOL Thanks for stopping by!

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  4. I like the idea of the Green Dot card to separate holiday expenses. It's one of those things you can put away. Forget about it. And use it only when you decide to.

    The food looks DELISH, BTW!!!

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    Replies
    1. Yes, so true! Putting it aside helped me adjust to the budget that was left and I didn't miss it at all. Thanks for stopping by!

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